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For families

Are we likely to qualify?

The federal limit is 300% of your area's median income, for the calendar year before you apply. Answer three questions and we'll show you the figure for your county and whether you're likely under it.

Everyone who lives with you, including children.

Total before tax, for everyone in the household who earns. Use your most recent tax return if you have it.

Either of these apply?

If so, you may qualify without an income check.

Foster children qualify automatically.

The federal limit

300%

of your area's median income. Fill in the form to see the dollar figure for your county and household size.

This is a guide, not a decision. CEN confirms eligibility from documents when you apply. Nothing you enter leaves your browser. The income limits here are samples for now, so treat the result as a guide. Your school confirms eligibility when you apply.

(Source: §25F(c)(2); HUD area median income tables; Treasury guidance preview, June 2026)

Method

How the check works

  1. Step 01

    We find your county's figure

    The limit is 300% of the median income where you live, set by HUD each year and scaled by household size.

  2. Step 02

    We compare your income

    Last calendar year's total income before tax, for everyone in the household who earns.

  3. Step 03

    Some families skip the income test

    Foster children qualify automatically, and families in a needs-based program like SNAP or Medicaid meet the test.

Help

Questions, answered

  • Is there an income requirement?

    Yes. Household income for the year before you apply must be at or below 300% of your area's median income. The checker shows the figure for your county. (Source: §25F(c)(2))

  • Which year's income counts?

    The calendar year before the application. A 2027 application uses 2026 income. (Source: §25F(c)(2)(A))

  • What documents do I need?

    Your most recent federal return, or W-2s or paystubs for every earner, or proof of participation in a needs-based program. We'll confirm before you upload.

  • How much will we receive?

    It depends on your school's fund and the number of eligible families. Your school and CEN set award amounts each cycle.

Every family question is on the FAQ page.

All family questions